Exit Counseling

Students who have borrowed federal direct loans are required to complete Exit Counseling upon completion of a program of study (graduation) or if they cease enrollment at Studio Incamminati (transfer out or withdrawal).

This requirement can be satisfied by visiting the National Student Loan Data System (NSLDS) website at www.NSLDS.ed.gov and by clicking the "Exit Counseling" link. Students need their social security number, date of birth, and FSA ID to log in.

The Exit Counseling session consists of the following sections:

Getting Started - Types of Federal Student Loans, Loan Terminology
Repaying Your Loan - Loan Summary Information (NSLDS), Interest Rates & Payment of Interest, Entering Repayment, Repayment Incentives, Repayment Plans, Making Payments
Having Trouble Making Payments - Deferments, Forbearances, Delinquency and Default, Loan Consolidation
Loan Discharge and Loan Forgiveness
Resources - Financial Literacy, Additional Information, Borrower's Rights and Responsibilities

At the end of the Exit Counseling session, students are asked for information that will be included in their loan record. This includes names, addresses and phone numbers for your next of kin, two references who live in the United States, future employer (if known), and driver's license number.

Students planning to continue their education within six months of completing their program of study or of dropping below part-time status, their Federal Loans will be deferred if they are enrolled at least half-time. For additional information on personal federal loan history, students should click on the "Loan History & Consolidation" link.

Students who have any questions or concerns should contact Yvonne Smith, financial aid administrator to discuss Exit Counseling in person.

Loan History

The National Student Loan Data System (NSLDS) is the U.S. Department of Education's (ED's) central database for student aid. NSLDS receives data from schools, guaranty agencies, the Direct Loan program, and other Department of ED programs. NSLDS Student Access provides a centralized, integrated view of Title IV loans and grants so that recipients of Title IV Aid can access and inquire about their Title IV loans and/or grant data.

Students can view their complete federal student loan history by visiting www.NSLDS.ed.gov. To log in to the system, students need to provide their social security number, date of birth and their FSA ID.


Federal Loan Consolidation

For information on federal loan consolidation, visit www.loanconsolidation.ed.gov and click on "Borrower Services."